• The PERFECT HOME is waiting for you.

    The PERFECT HOME is waiting for you.

  • Purchase or Refinancing is easy with our help.

    Purchase or Refinancing is easy with our help.

  • NCM Lending slide #3
Sample Image

Apply Now

Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
Submit your Application

Sample Image

Purchase a Home

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
Get Pre qualified Now

Sample Image

Refinance your Home

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
Learn More

Welcome to NCM Lending, where we offer mortgage financing in All of California & Nevada!



We are a full-service mortgage company headquartered in Grass Valley, CA. We offer mortgage financing in All of California & Nevada. Whether you are buying a home or refinancing in California or Nevada, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | Jumbo | Commercial | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | FHA 203k | VA Streamline | VA Cash Out | USDA Streamline | Conventional | HELOC | HARP | Commercial | Jumbo

Contact NCM Lending today to discuss your mortgage loan options and find out which loan program will best suit your needs.

Pre-qualify for a loan in a few simple steps

Get Started

Fill out your Secure Application

Apply Now

See what our clients are saying:

Testimonials